10. Ocala, FL
> Homeownership rate: 76.0%
> Median home value: $101,300
> Median household income: $39,958
The homeownership rate in Ocala, Florida is 76.0%, higher than all but nine other U.S. cities. While a high homeownership rate typically indicates widespread financial security and prosperity, Ocala residents are not especially well off. Median household income in the area is nearly $14,000 below the nationwide median and 17.4% of area residents live below the poverty line, compared to only 15.5% of Americans. Despite some negative economic conditions, the area’s homeownership rate likely remains high because of lower-than-average home values and correspondingly low monthly mortgage payments.